Structured Finance advisory for the mid-market

We work with promoters at the point where their capital requirements exceed what conventional bank credit can address

Structured Finance advisory for the mid-market

We work with promoters at the point where their capital requirements exceed what conventional bank credit can address

About us

North Point Capital Advisors helps SME & Mid-Market promoters secure debt and structured credit for working capital, capex, acquisitions, and stake actions. We curate matched capital providers and run a tight, private process.

Sectors: Pharma & APIs • Specialty Chemicals • Auto-ancillaries • Renewables/ Solar • Manufacturing • Real Estate

Promoter concerns → Our solutions

Pledge burden on promoter shares → Reduce pledge over time; shift to ring-fenced, distribution-backed funding with no family property or personal guarantees.
Equity dilution worries → Debt/structured credit sized to cash flows; dilution only if you want it.
Banks say no / limits are tight → Hybrid working-capital and bridge options that fit your cycle and seasonality.
Short-term bridge need (3–9 months) → Fast, clean bridge with a defined refinance path; optics managed.
IPO runway stress (12–24 months) → Time-bound bridge with milestones; refinance once triggers are met.
Acquisition or carve-out needs speed → Transaction support: Day-1 working-capital runway,receivables/inventory top-ups, clear refinance path.
Family wealth at risk → Ring-fence via collections escrow and leakage controls; no personal real estate or personal guarantees.

What We Do

Structured Credit
• Cash-flow aligned facilities
• Promoter/HoldCo solutions
• Acquisition and bridge funding
• Convertible and non-convertible debt
Debt & Working Capital
• Working capital lines and top-ups
• Trade/export solutions, receivables programs
• Term loans, equipment finance, refinancing

Our process (simple & private)

Intro call: Fit check, goals, constraints, and a light data checklist
Deep-dive: Review basic numbers and outline possible capital routes
Indicative options (private): Confidential Option Map with categories and ranges; specifics follow review and, if required, NDA

Situations We Solve

Promoter Stake Consolidation
• Problem: Buyout of an early shareholder alongside a small acquisition
• Approach: Facility structured around distributions
• Outcome: Higher promoter stake; operating limits unaffected
Acquisition Bridge (M&A)
• Problem: Time-bound acquisition with limited headroom in existing limits
• Approach: Short-tenor bridge with a clean refinance path
• Outcome: Fast close; refinance completed after integration milestones
Capex Without Dilution
• Problem: Plant/line expansion with time-bound milestones
• Approach: Debt-led path aligned to cash flows
• Outcome: Full capex covered; rate improved post ramp-up
Short-Term Bridge (3–9 months)
• Problem: Immediate cash need for inventory, payroll, milestone payments, or closing funds; bank process too slow
• Approach: Short-tenor bridge sized to near-term cash flows with a pre-defined refinance path
• Outcome: Fast close; bridge steps down or refinances on agreed triggers
Carve-Out or Bolt-On (M&A)
• Problem: Division spin-off or quick add-on to expand capacity/clients
• Approach: Day-1 working-capital runway, receivables/inventory top-ups, seller note/escrow where appropriate
• Outcome: On-time close; operations stabilized within planned timeline

Note: a) Illustrative, anonymized examples. Specific structures and terms are discussed privately after review and a deep-dive call.

North point fundability check

Deal Partner

Nitin Sharma — Founder & Deal Lead

Investor • Banker • Operator — 24 years | IIT Delhi | JBIMS Mumbai

Structured credit, investing, and CFO/FP&A background. Network across banks/NBFCs, private credit AIFs, TReDS/invoice platforms, specialist asset financiers, and family offices.

Specialist Network - On-call legal, tax, technical diligence, and sector experts engaged only when needed to keep the process lean and fast.

Contact Us

Send us a mail @ nitin.sharma@northpointcapital.in and tell us more about your company's needs. We will get back to you soon to schedule a brief call.

Go/No-Go: within 36 hours of receiving your intro pack (free).

Privacy: We do not share your information without consent. Names, pricing, and covenants are discussed 1:1 after review and, if required, NDA.

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Structured Finance advisory for the mid-market

Structured Finance advisory for the mid-market

About us

Promoter concerns → Our solutions

What We Do

Situations We Solve

Deal Partner

Contact Us

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